This is for the version WITH SPF
I searched for a few months for this moisturizer because A) I've had ok luck with Yes To... products in the past, and B) I was running out of options for mineral (as opposed to chemical) sunscreen for my face.
I have very sensitive, acne prone, combination skin. It's difficult at the best of times to find something that works for my skin because I'll either break out, or have an allergic reaction, or both. With this lotion, it was both.
I've used this three times, I think, and it was the only new thing I put on my face. I had issues the first couple of times, but I ignored them, thinking it might be something else. The last time I used it, I couldn't ignore it because within about 15 minutes my face started tingling, then burning and itching. When I looked in a mirror, my face was blotchy and hives were popping up. I washed it off and found over a dozen new, tiny bumps all over my face. Most of them went away within 24 hours, but some stuck around longer.
This stuff, like pretty much all mineral sunscreens (in my experience), did not rub in easily. Trying to rub it in felt like I was going to start tearing skin before it would smooth out.
After applying it the first couple of times, I waited about 30 minutes before using my primer and starting my makeup. This stuff made my makeup look like total crap. It reminded me of my makeup in high school, before everyone knew about primers and moisturizing acne prone skin, etc. My makeup back then would look great on most of my face, but around breakouts it would have this weird, cakey, patchy thing going on. That's what my entire face looked like when I used this moisturizer. I can't blame it entirely, though, because I had a similar experience with CeraVe.
Pump bottle is a nice touch, I guess
Not super expensive
Fragrance (it is so strong, and probably what I reacted to)
Thick and difficult to blend in (ok, it was basically impossible for me)
Not particularly moisturizing
Even after waiting quite a while and using a primer, makeup applies horribly over this
Made me break out in a hives/acne combo
Burned my skin