e.l.f. Powder Blush Palette in Dark is the best bargain in blush palettes available!
Although my skintone falls into the medium-light category, after looking at both the "Light" and "Dark" versions of this palette, I decided to purchase the "Dark," because it's fairly simple to sheer out a too-dark shade of blush when necessary (use a synthetic brush, then first dip it into a translucent finishing powder and tap off the excess before dipping into the blush). However, you cannot make a too-light blush darker.
The shades offered in this palette are lovely. The peachy tone in the upper left-hand corner is a bit lighter than the photo, while the brown shade in the lower right-hand corner is closer to a true brown (not terra cotta as the photo might lead you to believe) and is a good shade to use as a matte bronzer.
I typically use the e.l.f. Mineral Powder Brush ($3.00) to apply, as my face is on the smaller size and I've found this brush works best to apply blush (and highlighter/illuminators) exactly where I want it.
Despite the palette's budget pricing, the blushes are firmly pressed and I've experienced no crumbling/flaking (OTOH, I haven't experimented with dropping it - nor do I plan to!).
The e.l.f. Powder Blush Palette in Dark is definitely a winner for e.l.f.. Buy this, and put aside the money you saved for something you cannot dupe with e.l.f. cosmetics; like a really nice high-end eyeshadow palette, or a bottle of your favorite perfume!