This is a staple in my morning face routine. If you have dry skin like me, it really cannot be used as a moisturizer alone. However, after already moisturized face and before makeup, it works brilliantly. It does not make me greasy, it does not have a horrible white cast, and it does not give me milia, hives or a rash the way others have. It provides a bit more moisture but is in no way greasy or heavy like other spf lotions. It has a bit of a white cast at first (not nearly as bad as most) but it disappears for me (NC20) after a few minutes. I rub it onto my palms & pat it into my face. It also works fantastically as a makeup primer but make sure you wait for it to set first (10-20 mins). Also, I love the pump but wish it locked instead of having a dinky cap. All in all, it's just wonderful for my dry and sensitive skin!