I've been using this since I was a young teen. I put it on right after I shower, whether I follow it up with makeup or not. It has protected my face from sun and it has kept my skin from getting too dried out.

I've been using this product since I was a teenager and absolutely love it! I've tried different moisturizers (more expensive ones) but always go back to this one... If it ain't broken don't fix it right!

I've been using this for almost 20 years. It's the only SPF moisturizer that doesn't aggravate my acne. I keep trying higher SPFs that break me out and wind up going back to this. I've given up and just started wearing a baseball cap with the SPF 15. I use this for my am and pm moisturizer.

I've been using this moisturizer for two years by now mainly because it's affordable and it works for my skin. I like how it has SPF so I don't have to worry about applying sunscreen during the sunnier months but the downside of it having SPF is that it leaves shine on your face especially if you have oily skin like I do but I normally just blot the excess oil with oil blotting sheets throughout the day so I can control the shine. Overall, it's a good product and I'll probably continue using it unless I find something that's better.

For the last 4/5 years I've been having a lot of trouble with my skin, dryness being one of the issues. The winters where I live are often dry and cold, meaning that my skin gets flaky and tight without care. I also am prone to breakouts, and so have been searching for a moisturizer that won't aggravate my skin.
I bought this product about 3 months ago, when the moisturizer I had been using ran out, mostly because my previous product just wasn't cutting it. So far so good. It leaves my skin feeling a little greasy (and not as hydrated as I would like), but it doesn't seem to have caused any breakouts. I use it every morning and the occasional evening. It has a slight smell, which I'm not exactly a fan of, but the bottle is compact and closes tight, which makes it excellent for taking with me to the gym; no worries about getting lotion all over my spare socks.
I recommend it for people in need of a relatively cheap and simple moisturizer that comes in a mess-proof container. Otherwise, it seems fairly average.

I'm pretty satisfied with this product. Doesn't really help heal dry skin in the winter. Maybe on warm days. I like how it has SPF in it!
UPDATE (5/9/2012): I really like this product still, but it contains methylparaben which ages skin when in contact with UV.

I'm not sure which Olay moisturizer I had, but the bottle I had looks kind of like the picture. The one I used was amazing, I loved it. It smelled nice & moisturized great without being oily/greasy. This didn't irritate my skin in any way. The bottle comes with a lot. I would definitely repurchase:) continued >>

Burns!!

This is lightweight and has an SPF but it burns the crap out my skin once it's applied. I wouldn't buy this again. I felt like it didn't sink into my skin and left an oily film on top of my face.

I bought this a while back because I wanted a simple SPF moisturizer. I don't know if I got a bottle from a bad batch or what, but I swear that there is something gritty in this lotion. Every time I smoothed this lotion on my face, I would feel the gritty little particles, which left my skin feeling irritated for a few minutes. After that, my face would feel fine and I never had any major reaction to it. This texture issue just put me off of this lotion, and I have used other Olay moisturizers without a problem.

I have the Olay Complete All Day UV Moisturizer with vitamin E & B3 UV Skin Shield SPF 15. I have to be specific becaus sits hard with all the versions! Mine says combination/oily. I got it because it has improved UVA protection which are the ones that cause aging! On the back it also says it has vitamins C and E. but I don't know why they took off the vitamin A. It's oil-free and non-comedogenic. It's easy to apply and absorbs good. I love it! continued >>

It seems like there are so many different versions of this on here...
The product I have looks just like the one in the picture...I have combo skin that will break-out mildly from the wrong ingredients...
There is a version of this product that uses chemical sunscreen (i.e. octylcrylene, avobenzone, octinoxate, octisalate, oxybenzone) which my skin will NOT tolerate...if you have sensitive skin, look for a physical sunscreen (i.e. zinc oxide or titanium dioxide)...the version I have that I use every day has the physical sunscreen and works great.
I think it good probably stand to be a little more moisturizing, but it works and it's inexpensive and I like to stick with the basics for my skincare during the day...spf, moisture and whatever antioxidants and vitamins I can get. At night is when I will truly nourish and treat my face to everything it needs to stay healthy and young.
Daytime: Protect and Prevent
Nighttime: Repair and Prevent
This is a staple for me...not HG, but I don't think I'm going to try looking for anything better anytime soon.

I picked this up at a local CVS for about $10. I have this product in the sensitive skin formula (which has no fragrance). It comes in a squeeze bottle for easy application and no waste of product. The moisturizer itself is thin and creamy, so it can be layered on for lots of moisture without the heavy feeling. I intend to repurchase when I run out and recommend.

This moisturizer works very well. I bought it in the summer and I loved it. Now it's getting colder out and the winds are just crazy. So my face got really dry. This kind of smells like sunscreen but not as overpowering. I like the spf and since I started using it, my face hasn't gotten any tanner. I have this in the combination version, not the normal version. It doesn't make my t-zone oily and keeps the oil under control. But like I said, my dry areas aren't too moisturized and now it's getting flaky. Oh yeah, I got the 6 fl.oz for about $10 at wal-mart not on sale.
Update: This moisturizer is great. My flaky areas were because of our rusty water, not the wind. It moisturizes very well and if you rub it into your hands first, then your face, it soaks a lot better. This also does protect the sun, but sadly I have gotten tanner, but just a little bit. This controls oil very well, except by my nose, but that's okay. It also could moisturize my cheeks a little better, but that's okay too. Overall I love this moisturizer and I will purchase another.

This product transformed my skin in a very good way!! When I first got this moisturizer, I was in need of something to protect me from the sun that wasn't too greasy. A cosmetologist told me to get a moisturizer with SPF in it, so it could both moisturize my skin and give me the recommend 15 protection. I didn't want to do it, because I thought it would make my already super oily skin look even more oily....but let me tell you....I have been using a tiny bit on my face everyday for a year. The quality of my skin is waaaay better and I believe it is due to this product. Instead of being super oily, my complexion has turned basically normal. I believe it is because I am using this protective, light, moisturizer daily. Totally recommend it for anyone, even if you are super oily!!!:)

I like this stuff ok. It does make my skin feel kind of greasy, so I probably wouldn't wear it under my makeup, but I like it for pool side/beach days when I'm not going to wear any makeup. It feels nice on my bare skin and doesn't burn my eyes like sunblocks tend to do.

This products reminds all of us girls why it's important to look at the ingredients before making something that seems to make our skin smooth as silk our HG. (In fact, this made my skin red and itchy, but according to many other reviewers this seemed to have worked.. well, read on)
Repeating some things other reviewers have already said.. this moisturizer contains Imidazolidinyl Urea - formaldehyde releasing. Remember what they stored those poor little rats with for your high school bio class? Yeah, that stuff would be plausibly on your skin. Also contains alot of triethanolamine (TEA) ingredients - been studied to increase liver and kidney cancers with long term use.
I bought this before I started reading MUA reviews - what a shame and a waste of 20$ CAD...
STAY AWAY FOR YOUR HEALTH.

My hg! Been using this stuff since middle school so over 13 years! I've tried sooo many day moisturizers from high ends like lancome, shiseido, dior to eucerin and neutrogena, but i always find myself going back to my trusting olay! Its the best! Mild scent, very lightweight, non reasy, non comedogenic, spf coverage, about $10 avg/ bottle that will last you 4-5 months with daily use. What more can you ask for?

I like that it has SPF in it. But this makes me oily about 3 seconds after I use it. Moisturizers aren't supposed to make you OILY right?

I liked everything about this except it left my face greasy with shine by mid-morning at the office. My skin is already prone to look oily by the end of the day so I don't need anything speeding up that process! Won't be repurchasing.

I've gone through countless bottles of these. For me this is the best